Federation of English Karate Organisations International
“Where freedom of choice matters”
All insurance cover is only valid if registration with the Federation is in date
and registered with the Registration Officer plus the Group is currently registered
with the Federation and all fees are paid to date.
Federation membership requires that all fees are paid. Delayed monthly returns could
invalidate the individuals insurance cover. Cover commences when the monthly return
is received by the Registrations Officer, with a reasonable time allowance made for
the issue of the receipt and its registration with the Federation. Registration Receipt
numbers must be entered in ascending numerical order along with an ascending issue
date. Invalid Registration numbers are to be entered as such on the return sheet.
Most weapon training is covered, live blades are not.
PUBLIC LIABILITY COVER
£5.000.000 for training premises when the Instructor has a valid Federation Individual Registration Receipt (Pink slip/Green slip FMA) and the students training on the premises have valid Federation Individual Registration Receipts. There is a £250 excess fee.
INDIVIDUAL MEMBERS PUBLIC LIABILITY COVER
DIRECTORS AND OFFICERS LIABILITY COVER
This is for Civil Liability and covers the Officers of Associations against action taken against them. This can be arranged via our insurers.
TOURNAMENT COVER
Extensions of cover for Open Tournaments (those involving persons not registered and therefore not insured by the Federation is available via our insurers. Registered member tournaments do not require additional cover.
Death benefit - £15,000 (under 16 years of age or undergoing full time education
£5,000).
Loss of sight in one or both eyes - £25,000
Loss of limb - £25,000
Permanent total disability - £25,000
Permanent and total loss of hearing in both ears £25,000
Permanent and total loss of hearing in one ear £6,250
Permanent and total loss of speech £25,000
Temporary total disability – weekly benefit (for up to 104 weeks from the date of
the accident). The first 14 days of any claim is not covered. - adults £50 children
£5
Temporary partial disability – not covered.
Accident cover is for the United Kingdom of Great Britain and Northern Ireland and
the Republic of Ireland.
The maximum payable to any one person is £25,000.
The maximum sum payable for the weekly benefit shall not exceed 65% of the insured
persons gross weekly wage.
The insured person will be covered only whilst :-
Their registration with the Federation is in date and registered with the Registration
Officer.
Their Group is currently registered with the Federation and all fees are paid to
date.
Training/competing or officiating for the Federation or the Insured Member Group.
Taking part in any social activity organised by the Federation or the Insured Member
Group.
Proceeding directly to and returning from the Federations or the Insured Member Group
away fixtures as part of an organised party, under the Federations or the Insured
Member Group auspices, using private cars, motor coaches or public transport, but
excluding aircraft or motor cycles.
The Chair must be notified without delay of a potential claim. All parts of the claim
form must be completed along with the medical document issued with the form. All
forms are to be returned to the Chair for authorisation. The Insurers will only accept
claims authorised by the Federation.
Late claims may not be accepted.
ACCIDENT INSURANCE COVER FOR 5 YEARS TO 70 YEARS OF AGE
INSTRUCTORS INDEMNITY INSURANCE
£70.00 for £2,000,000 and £90.00 for £5.000.000 cover which includes product liability cover All Instructors should have this cover. As an Instructor you are telling your students to follow certain practices or perform in a certain way. Should they be injured by following your advice then they could sue you. This cover is taken out directly with the Broker and not via the Federation.
£5.000.000 for member to member and member to public cover when the Instructor has a valid Federation Individual Registration Receipt (Pink slip/Green slip FMA) and the students training on the premises have valid Federation Individual Registration Receipts. This insures your legal liability to pay compensation to members of the public or club or association members if they are injured or their property is damaged as a result of an accident caused by you, your employees or members while acting on your behalf. Cover applies in the United Kingdom and other member country of the European Union. It also applies elsewhere in the world in respect of employees or members who are temporary abroad on your behalf. Cover is from 4 years of age.